Use Grounded Financial Insights for Personalized Budgeting
Connect bank accounts for instant, context-aware budgeting and financial analysis.
Leverage the Personal Finance feature to get tailored budget insights based on real-time transaction data.
The Scenario
You need to quickly check your budget or understand your spending patterns for the month across multiple bank accounts.
Before & after
You would manually download CSVs from different banks, categorize them in Excel, and calculate your remaining budget over 45–60 minutes.
By connecting your financial accounts, you can ask 'Based on my spending this month, can I afford a [PURCHASE]?' and get a response in 30 seconds.
The Prompt
Review my recent spending across my connected accounts and summarize my top 3 discretionary spending categories for this month. Suggest one way to save $100 based on these habits.
Plus users in the U.S. can now connect financial accounts directly. This allows ChatGPT to provide personalized advice grounded in your actual transaction history rather than generic financial principles.
Source
Model Release Notes | OpenAI Help Center"Eligible users can securely connect supported financial accounts, view a dashboard of their finances, and ask ChatGPT questions grounded in their financial context"